Your private life navigation
for harmonious balance
Orchestrate your daily rhythms across 5 essential pillars: Money, Time, Relationships, Goals, and Mind in one calm, serene app. 100% deterministic mathematics, military-grade on-device encryption, and uncompromising privacy.
Unlimited Expense Tracking, Free Forever
Unlike other apps that cap your monthly entries, Cairn Harmony unlocks the Money Pillar 100% Free Forever. Log spending in one tap, with no ads and no bank logins, for maximum financial privacy.
The 5 Pillars of Harmonious Living
Every pillar is grounded in behavioral science and deterministic mathematics, eliminating vague guesswork.
1. Money & Stability
Frictionless 1-tap logging with Tag-First chip suggestions, budgets, recurring bills and a month-end spending forecast.
100% Free Forever2. Time & Rhythm
Set weekly recurring templates and review 15-minute plan-vs-actual variance. Today's timeline builds itself from your calendar, Apple Health and places — you just confirm with one tap.
Plan-vs-Actual • Timeline3. Relationships & Dunbar
Nurture genuine bonds across your Dunbar 150 social circles. Track 2-way reciprocity balance, receive timely contact nudges, and detect signs of social isolation early.
Dunbar 150 • Reciprocity Balance4. Mind & Health
Battery-friendly on-device Apple HealthKit sync. Reflect on the 4-quadrant RULER Mood Meter, practice Meta-Moment regulation, and follow evidence-based CBT-I sleep hygiene.
RULER Mood Meter • CBT-I Sleep5. Goals & Milestones
Define SMART measurable goals with 1..5 difficulty milestones. Automatically aggregates confirmed calendar hours and financial expenses into actual progress.
SMART • Auto-AggregatedZero Cloud Middleman • No AI Hallucinations
Your financial records, personal schedule, and reflections are sacred. Cairn Harmony operates on a strictly 100% Offline-First architecture. Your local database is sealed with military-grade AES-256 (SQLCipher) encryption tied to your iOS Keychain.
All insights, balance scores, and nudges rely on deterministic mathematics and validated psychological frameworks. Your life data is never fed into cloud LLMs or third-party servers.
Transparent & Respectful Pricing
Start free with full expense management. Upgrade to Plus or own it forever with a Lifetime Pass for total peace of mind.
Cairn Free
Private offline expense manager & lifestyle logbook
- ✓ 100% Unlocked Money Pillar
- ✓ Unlimited transactions, no ads, no bank logins
- ✓ Budgets, accounts and recurring bills
- ✓ Standard manual logging across all 5 pillars
- ✓ Local SQLCipher encryption on device
- ✓ Fully functional 100% offline
Cairn Harmony Plus
Deep cross-pillar insights, automation & iCloud sync
- ✓ Includes everything in Cairn Free
- ✓ Multi-day journeys: money, time & companions together
- ✓ Plan-vs-actual 15-minute time analytics
- ✓ Social isolation alerts & full Dunbar 150 circle
- ✓ End-to-end encrypted iCloud sync & backup
- ✓ Annual Plan, or Monthly Plan at $6.99/mo
Lifetime Pass
One-time investment — Lifelong peace of mind
- ✓ Permanent access to all Plus capabilities
- ✓ Zero recurring subscription fees forever
- ✓ All future updates and upcoming feature drops
Frequently Asked Questions
Everything you need to know about privacy, billing, and how Cairn Harmony works.